FDIC Value Proposition

The Seller Dilemma

There are hundreds of Correspondent Mortgage sellers that need to get the most they can for their distressed mortgage assets. They have to walk a fine line trying to maximize value and yet move quickly enough to satisfy a warehouse bank, which has certainly absorbed big losses from other clients. They need to protect themselves from investors whose prices seem acceptable until the due diligence results from the Investors BPO provider shows significant value fade from the Sellers BPO and that results in a significant price drop and a costly price argument.

The Investor Dilemma

The group knows hundreds of Investors. They have the Capital but can not replace their most important resource, which is time. The Investors need to buy the correct assts to fit their investment goals. They have to walk a fine line of maximizing value and yet move quickly enough to stay invested to an acceptable level. Unused funds are very costly for investors. Investors must avoid doing the due diligence on pools that are not what they are portrayed to be or pricing pools that are not a fit for the Investor. The results wind up in producing losing bids or spending due diligence dollars on the wrong mortgage assets.

The Value Proposition

The experienced traders at FDIC Capital Group can meet the needs of both Sellers and Investors and save both time and money. What can be more valuable than that? FDIC Capital Group has an intimate knowledge of both the sellers and the investors in this space. The group has been involved in many trades covering over 17 Billion dollars that has involved the sellers and the buyers trying to trade in this environment.

This counterparty knowledge allows FDIC Capital Group to market the Sellers portfolio to the specific Investors whose investment needs matches the portfolio’s make up. The FDIC Capital Group has intimate product and pricing knowledge that allows these Portfolio's to be marketed at the appropriate price to garner maximum value in a time frame that is acceptable to warehouse banks.

FDIC Capital Group uses their pricing ability to make sure that the Investors it represents get the best return on equity possible; by reviewing many offerings to get the best priced portfolio’s to meet the Investors requirements. Saving time by sifting through the large inventory to appropriately select the best portfolio’s to maximize the investors time resources can not be underestimated.

This is the process where the FDIC Capital Group’s long standing relationships with the Sellers and Investors and decades of experiencing in pricing and trading loans in the mortgage space converge to add value to all its clients.

FDIC Capital Group Provides:

• Consulting
• Valuation
• Trading
• Marketing
• Source Services